7021.14000 Grantors: Northwest Trustee Services, Inc. Bank of America, N.A. Grantee: William D. McFadden, Stephen L. McFadden and Stephen D. McFadden Ref to DOT Auditor File No.: 200709210253 Tax Parcel ID No.: 252702-2-0262000 Abbreviated Legal: PORTION SW NW, 25 27N 02E Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW toassess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877894-4663). Web site: http:// www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On April 12, 2013, at 10:00 a.m. under the covered area at the front entrance to the Administration Building, 619 Division Street Port Orchard, WA 98366 in the City of Port Orchard, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of KITSAP, State of Washington: That portion of the Southwest quarter of the Northwest quarter, Section 25, Township 27 North, Range 2 East, W.M., described as follows: Beginning at the West quarter corner of said Section 25; Thence South 88 degrees 32' 58" East along the South line of said Southwest quarter, 30 feet to the Easterly right of way margin of Central Avenue and the true point of beginning; Thence North 1 degree 40' 45" East along said margin 140 feet to the Southwest corner of Lot 35, Plat of Jamaica West, as per Plat recorded in Volume 20 of Plats, Pages 67 and 68, Records of Kitsap County; Thence South 88 degrees 32' 58" East along the South line of said Lot 35, 120 feet to the Southeast corner of said Lot 35; Thence South 1 degree 40' 45" West along the West line of Lot 34 of said Plat and the Southerly extension thereof, 140 feet to the South line of said Southwest quarter; Thence North 88 degrees 32' 58" West along said South line 120 feet to the true point of beginning; Situate in the County of Kitsap, State of Washington. Commonly known as: 26390 Northeast Central Avenue Kingston, WA 98346 which is subject to that certain Deed of Trust dated 09/17/07, recorded on 09/21/07, under Auditor's File No. 200709210253, records of KITSAP County, Washington, from Shirley J Kenbok, as her separate estate, as Grantor, to LS Title of WA, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP, under an Assignment/Successive Assignments recorded under Auditor's File No. 201110170145. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 12/03/2012 Monthly Payments $45,554.36 Late Charges $2,199.12 Total Arrearage $47,753.48 Trustee's Expenses (Itemization) Trustee's Fee $1,000.00 Title Report $995.36 Statutory Mailings $215.00 Recording Costs $14.00 Postings $70.00 Total Costs $2,294.36 Total Amount Due: $50,047.84 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $260,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 12, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/ 01/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/01/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 04/01/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Heirs and Devisees of Shirley J Kenbok, deceased 26390 Northeast Central Avenue Kingston, WA 98346 William Daniel McFadden aka William D. McFadden, Personal Rep 26390 Northeast Central Avenue Kingston, WA 98346 Stephen Lewis McFadden aka Stephen L. McFadden, Personal Rep 26390 Northeast Central Avenue Kingston, WA 98346 Stephen D. McFadden aka Stephen Dale McFadden 26390 Northeast Central Avenue Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Shirley J Kenbok, deceased 26390 Northeast Central Avenue Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of William Daniel McFadden 26390 Northeast Central Avenue Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Stephen Lewis McFadden 26390 Northeast Central Avenue Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Stephen Dale McFadden 26390 Northeast Central Avenue Kingston, WA 98346 The Heirs and Devisees of Shirley J Kenbok, deceased 7016 248th Avenue Northeast Redmond, WA 98053 William Daniel McFadden aka William D. McFadden, Personal Rep 7016 248th Avenue Northeast Redmond, WA 98053 Stephen Lewis McFadden aka Stephen L. McFadden, Personal Rep 7016 248th Avenue Northeast Redmond, WA 98053 Stephen D. McFadden aka Stephen Dale McFadden 7016 248th Avenue Northeast Redmond, WA 98053 Unknown Spouse and/or Domestic Partner of Shirley J Kenbok, deceased 7016 248th Avenue Northeast Redmond, WA 98053 Unknown Spouse and/or Domestic Partner of William Daniel McFadden 7
016 248th Avenue Northeast Redmond, WA 98053 Unknown Spouse and/or Domestic Partner of Stephen Lewis McFadden 7016 248th Avenue Northeast Redmond, WA 98053 Unknown Spouse and/or Domestic Partner of Stephen Dale McFadden 7016 248th Avenue Northeast Redmond, WA 98053 The Heirs and Devisees of Shirley J Kenbok, deceased 24739 Hillbend Lane Northeast Kingston, WA 98346 William Daniel McFadden aka William D. McFadden, Personal Rep 24739 Hillbend Lane Northeast Kingston, WA 98346 Stephen Lewis McFadden aka Stephen L. McFadden, Personal Rep 24739 Hillbend Lane Northeast Kingston, WA 98346 Stephen D. McFadden aka Stephen Dale McFadden 24739 Hillbend Lane Northeast Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Shirley J Kenbok, deceased 24739 Hillbend Lane Northeast Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of William Daniel McFadden 24739 Hillbend Lane Northeast Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Stephen Lewis McFadden 24739 Hillbend Lane Northeast Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Stephen Dale McFadden 24739 Hillbend Lane Northeast Kingston, WA 98346 The Heirs and Devisees of Shirley J Kenbok, deceased PO Box 1615 Kingston, WA 98346 William Daniel McFadden aka William D. McFadden, Personal Rep PO Box 1615 Kingston, WA 98346 Stephen Lewis McFadden aka Stephen L. McFadden, Personal Rep PO Box 1615 Kingston, WA 98346 Stephen D. McFadden aka Stephen Dale McFadden PO Box 1615 Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Shirley J Kenbok, deceased PO Box 1615 Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of William Daniel McFadden PO Box 1615 Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Stephen Lewis McFadden PO Box 1615 Kingston, WA 98346 Unknown Spouse and/or Domestic Partner of Stephen Dale McFadden PO Box 1615 Kingston, WA 98346 Jessica Anne McFadden 26390 Northeast Central Avenue Kingston, WA 98346 Jessica Anne McFadden 7016 248th Avenue Northeast Redmond, WA 98053 Jessica Anne McFadden 24739 Hillbend Lane Northeast Kingston, WA 98346 Jessica Anne McFadden PO Box 1615 Kingston, WA 98346 Jessica Anne McFadden c/o Law Office of Christian R. Franz PO Box 1825 Poulsbo, WA 98370 Jessica Anne McFadden c/o Law Office of Christian R. Franz 19717 Front Street Poulsbo, WA 98370 Jessica Anne McFadden c/o Christian Russell Franz, Attorney PO Box 1825 Poulsbo, WA 98370 Jessica Anne McFadden c/o Christian Russell Franz, Attorney 19717 Front Street Poulsbo, WA 98370 Stephen D. McFadden aka Stephen Dale McFadden 1519 130th Avenue Northeast Bellevue, WA 98005 Unknown Spouse and/or Domestic Partner of Stephen D. McFadden aka Stephen Dale McFadden 1519 130th Avenue Northeast Bellevue, WA 98005 Stephen D. McFadden aka Stephen Dale McFadden c/o Matthew A. Lind, Attorney PO Box 400 Poulsbo, WA 98370 by both first class and certified mail, return receipt requested on 10/26/ 12, proof of which is in the possession of the Trustee; and on 10/23/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 12/ 03/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 5861900. (TS# 7021.14000) 1002.231631-File No., March 15, April 5