Re: JOHNSON, JENNIFER & WALTER NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Loan No: 0002500043 APN: 0420068017 TS No: 2013-1137 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on 8/2/ 2013, at 10:00 AM The 2nd floor entry plaza outside the County Courthouse, 930 Tacoma Ave. South, Tacoma, Washington sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 4 OF PIERCE COUNTY SHORT PLAT RECORDED DECEMBER 4, 1981 UNDER RECORDING NO. 8112040228, WHICH IS AN AMENDMENT TO PIERCE COUNTY SHORT PLAT RECORDED OCTOBER 8, 1980 UNDER RECORDING NO. 8010080206, RECORDS OF RECORDS OF PIERCE COUNTY AUDITOR; SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Commonly known as: 6608 12TH STREET EAST TACOMA, WASHINGTON 98424 which is subject to that certain Deed of Trust dated 12/7/2006, recorded 12/13/2006, under Auditor's File No. 200612130835, in Book XX, Page XX records of Pierce County, Washington, from JENNIFER JOHNSON AND WALTER JOHNSON, WIFE AND HUSBAND, as Grantor(s), to COMMONWEALTH, as Trustee, to secure an obligation in favor of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MERS IS A SEPARATE CORPORATION THAT IS ACTING SOLELY AS A NOMINEE FOR LENDER AND LENDER'S SUCCESSORS AND ASSIGNS. MERS IS THE BENEFICIARY UNDER THIS SECURITY INSTRUMENT. LENDER IS WILMINGTON FINANCE INC., as Beneficiary, the beneficial interest in which was assigned by "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MERS IS A SEPARATE CORPORATION THAT IS ACTING SOLELY AS A NOMINEE FOR LENDER AND LENDER'S SUCCESSORS AND ASSIGNS. MERS IS THE BENEFICIARY UNDER THIS SECURITY INSTRUMENT. LENDER IS WILMINGTON FINANCE INC. to Wells Fargo Bank, N.A., as certificate trustee (not in its individual capacity but solely as certificate trustee), in trust for registered Holders of VNT Trust Series 2010-2,under an Assignment recorded under Auditor's file # 201210300473 II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Unpaid Charges $9,302.40 Legal Fees $25,230.39 Late charge ($106.79) Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM 7/1/ 2007 THRU 1/31/2010 NO. PMT 31 AMOUNT $2,598.44 TOTAL $80,551.64 FROM 2/1/2010 THRU 6/30/2012 NO. PMT 29 AMOUNT $2,598.45 TOTAL $75,355.05 FROM 7/1/2012 THRU 8/2/2013 NO. PMT 14 AMOUNT $2,787.73 TOTAL $39,028.22 LATE CHARGE INFORMATION FROM 7/1/2007 THRU 1/31/ 2010 NO. LATE CHARGES 31 TOTAL $3,316.69 FROM 2/1/2010 THRU 6/ 30/2012 NO. LATE CHARGES 29 TOTAL $3,102.71 FROM 7/1/2012 THRU 8/2/2013 NO. LATE CHARGES 13 TOTAL $1,390.87 PROMISSORY NOTE INFORMATION Note Dated: 12/ 7/2006 Note Amount: $304,000.00 Interest Paid To: 6/1/2007 Next Due Date: 7/1/2007 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $303,270.10, together with interest as provided in the Note from the 6/1/2007, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/2/2013. The defaults referred to in Paragraph III must be cured by 7/22/ 2013, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/22/ 2013 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/22/2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ADDRESS JENNIFER JOHNSON AND WALTER JOHNSON, WIFE AND HUSBAND 6608 12TH STREET EAST, TACOMA, WASHINGTON 98424 5603 248TH ST E, GRAHAM, WA 98338-9538 5303 PAC HWY E. PMB 359, FIFE, WA 98424 6612 12th ST. E, TACOMA WA, 98424 710 2nd AVE SUITE 700, SEATTLE, WA 98401 5303 # 359 PACIFIC AVE E FIFE, WA 98424 by both first class and certified mail on 3/18/2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 4/19/2013 S.B.S. TRUSTEE NETWORK, INC, 31194 LA BAYA DRIVE # 106 WESTLAKE VILLAGE, CA 91362 (818) 9914600 MITCH WILLET, PRESIDENT A-4380744 07/05/2013, 07/26/ 2013