FILE NAME: PAIGE, HESTER E. FILE NUMBER: 08A0723 DOCUMENT SUMMARY DOCUMENT TITLE: SECOND AMENDED NOTICE OF TRUSTEE'S SALE REFERENCE NUMBERS OF RELATED DOCUMENTS: 200709070445 (ADOT), 200709070444 (DOT), 200905270736 (1ST ANTS) GRANTOR(S): JEROME FROLAND, TRUSTEE; WESTAR FUNDING, INC.; IEIMPPP, KJELL OLSSON TRUSTEE GRANTEE(S): THE PUBLIC; HESTER E. PAIGE TRUSTEE: JEROME A. FROLAND LEGAL DESCRIPTION: LOT 11, BLOCK 1427, AMENDATORY MAP OF C.P. FERRY ADDITION TO NEW TACOMA, ACCORDING TO PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE(S) 46, RECORDS OF PIERCE COUNTY, WASHINGTON; TOGETHER WITHTHE 10 FEET STRIP OF ALLEY ABUTTING THEREON AND ATTACHED THERETO, VACATED BY ORDINANCE NO. 6348 OF THE CITY OF TACOMA. ASSESSOR'S PROPERTY TAX PARCEL: 201427-007-0 SECOND AMENDED NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET. SEQ. NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, HESTER E. PAIGE IS NOT PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW UNPAID LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF WASHINGTON. NOTICE: YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. TO: HESTER E. PAIGE A SINGLE WOMAN AS HER SEPARATE ESTATE; AND, TO ALL OCCUPANTS OF THE PROPERTY COMMONLY KNOWN AS 1422 S. "M" ST., TACOMA, WA 98405 I. NOTICE IS HEREBY GIVEN that the debtor's bankruptcy filing in the United States Bankruptcy Court for the Western District of Washington, Case # 0946264, having been closed by appropriate Court order, the undersigned Trustee, pursuant to RCW 61.24.130(4), will on the 30th day of August, 2013, at the hour of 10:00 o'clock, a.m., at the PIERCE COUNTY COURTHOUSE, in the City of TACOMA, PIERCE County, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in the County of PIERCE, State of Washington, to-wit: LOT 11, BLOCK 1427, AMENDATORY MAP OF C.P. FERRY ADDITION TO NEW TACOMA, ACCORDING TO PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE(S) 46, RECORDS OF PIERCE COUNTY, WASHINGTON; TOGETHER WITH THE 10 FEET STRIP OF ALLEY ABUTTING THEREON AND ATTACHED THERETO, VACATED BY ORDINANCE NO. 6348 OF THE CITY OF TACOMA. (commonly known as 1422 S. "M" ST., TACOMA WA 98405) which is subject to that certain Deed of Trust dated 1ST DAY OF SEPTEMBER, 2007, recorded 7TH DAY OF SEPTEMBER, 2007, under Auditor's File No. 200709070444, records of PIERCE County, Washington, from HESTER E. PAIGE A SINGLE WOMAN AS HER SEPARATE ESTATE as Grantor, to Jerome A. Froland, Attorney at Law as Trustee, to secure an obligation in favor of Westar Funding Inc. as Beneficiary, the beneficial interest in which was assigned to IEIMPPP, KJELL OLSSON under an assignment recorded under Auditor's File No. 200709070445. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: 1. Failure to keep real property taxes current. Property is in tax foreclosure. Contact Pierce County for more information. 2. Failure to make monthly payments of $1,748.33/month Aug., Sept., Oct., Nov. and Dec. 2008; Jan., Feb., March 2009 ^$13,990.64 3. Failure to pay balloon payment on March 1, 2009 ^$140,000.00 4. Failure to pay accrued interest after March 1, 2009 ($57.50 p.d.) (1,599 days) (3-1-2009 thru 7-17-2013) ^$91,942.50 5. Less payments received from Chapter 13 Trustee under Bankruptcy Cause #09-46264 ^($44,514.50) 6. Failure to keep property Insured Total due excluding real property taxes ^$201,418.64 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $140,000.00, together with interest as provided in the note or other instrument secured from THE 7TH DAY OF SEPTEMBER, 2007 and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on August 30, 2013. The default(s) referred to in paragraph III must be cured by August 19, 2013 (11 Days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 19, 2013 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after August 19, 2013 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded Junior Lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Name HESTER E. PAIGE P.O. BOX 5762 TACOMA WA 98445 HESTER E. PAIGE 13039 6TH PL. S.W. SEATTLE WA 98146 HESTER E. PAIGE 1422 S. "M" ST. TACOMA WA 98405 HESTER E. PAIGE AND OR JOHN DOE AND OR OCCUPANT 1422 S. "M" ST. TACOMA WA 98405 by both first class and either registered or certified mail on the 8TH DAY OF NOVEMBER, 2008, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 8TH DAY OF NOVEMBER, 2008, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. DATED: July 23, 2013 Trustee: /s/Jerome A. Froland Address: P.O. Box 13125 Mill Creek WA 98082 Telephone: 425-778-5297 STATE OF WASHINGTON)ss COUNTY OF SNOHOMISH) I certify that I know or have satisfactory evidence that Jerome A. Froland is the person who appeared before me, and said person acknowledged that he signed this instrument, on oath stated that he was authorized to execute the instrument, and acknowledged it as Trustee of said Deed of Trust to be his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal July 23, 2013. /s/Julie Enger Notary Public in and for the State of Washington. Residing at Bothell, WA My commission expires: 06-212017. July 31, August 21