Re: Pleasant, Timothy L. NOTICE OF TRUSTEE'S SALE Pursuant to RCW 61.24 et seq. 1. NOTICE IS HEREBY GIVEN that the undersigned trustee, Michael B. Smith, will on 21st day of November, 2014, at the hour of 10:00 o'clock a.m. outside of the 2nd floor entry plaza, on the west side of the County-City Building, 930 Tacoma Avenue South, in the City of Tacoma, state of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the county of Pierce, State of Washington, to-wit: UNIT 5305 C, BUILDING C, FOUNTAIN PARK, A CONDOMINIUM, PHASE I, ACCORDING TO THE DECLARATION THEREOF RECORDED UNDER RECORDING NUMBER 200610230952, AND AMENDMENT(S) THERETO; SAID UNIT IS LOCATED ON SURVEY MAP AND PLANS RECORDED UNDER RECORDING NO. 200610235006, AND ANY AMENDMENT(S) THERETO; RECORDS OF PIERCE COUNTY, WASHINGTON Tax parcel number(s): 900675-0120 Real property address commonly known as: 5305 Military Rd E., Unit C., Tacoma, WA 98446 which is subject to that certain deed of trust dated June 4, 2013, and recorded with the Pierce County Auditor under recording number 201306120937, on June 12, 2013, from Timothy L. Pleasant, as grantor, to First American Title Insurance Company, a corporation, as trustee, to secure an obligation in favor of David S. Loewy and Tammy R. Loewy, beneficiaries. 2. No action commenced by the beneficiary of the deed of trust is now pending to seek satisfaction of the obligation in any court by reason of the borrower's or grantors' default on the obligation secured by the deed of trust. 3. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: (a) failure to make monthly payments $734.45/ month, April, May, June, July, August 2014 ^$3,672.25 (B) Real Property Taxes Tax year 2013 second half ^$840.27 Tas year 2014 ^$1,451.86 TOTAL PAYMENTS AND CHARGES OWED ^$5,964.38 4. The sum owing on the obligation secured by the deed of trust is: principal: $108,984.20 together with interest as provided in the note or other instrument secured from the 5th day of March, 2014, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute, including but not limited to delinquent real estate taxes and proof of insurance. 5. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said deed of trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on November 21, 2014. The defaults referred to in paragraph 3 must be cured by November 10, 2014 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time prior to November 10, 2014 (11 days before the sale date), the default(s) as set forth in paragraph 3 is/are cured and the trustee's fees and costs are paid. The sale may be terminated any time after November 10, 2014 (11 days before the sale date), and before the sale by the borrower, grantor, any guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the deed of trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. 6. A written notice of default was transmitted by the beneficiary or trustee to the borrower and grantor at the following addresses: Timothy L. Pleasant 5305 Military Rd E Unit C Tacoma, WA 98446 Timothy L. Pleasant 13320 SW Allen Blvd Apt#309 Beaverton, OR 97005 by both first class and certified mail on June 16, 2014, proof of which is in the possession of the trustee; and the borrower and grantor were personally served on June 16, 2014, with said written notice of default or the written notice of default posted in a conspicuous place on the real property described in paragraph 1 above, and the trustee has possession of proof of such service or posting. 7. The trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. 8. The effect of the sale will be to deprive the grantor and all those who hold by, through or under the grantor of all their interest in the above-described property. 9. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the trustee's sale. 10. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantors under the deed of trust (the owners) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. 11. NOTICE TO GUARANTORS: (1) The guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. DATED: August 18, 2014. COMFORT, DAVIES & SMITH, P.S. By: Michael B. Smith, WSBA #13747 Successor Trustee Address: 1901 65th Ave. West, #200 Fircrest, Washington 98466 Telephone: (253)565-3400 State of Washington)ss. County of Pierce) On this day personally appeared before me Michael B. Smith, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 18 day of August, 2014. Printed Name: Marne Warner NOTARY PUBLIC in and for the state of Washington, residing at: Lakewood My commission expires: 07/10/ 2017 October 28, November 12