Re: Gard, Jonathan R & Tamara T.S. No 1297746-37 Parcel No. 579203-0120 NOTICE OF TRUSTEE'S SALE I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Cal-Western Reconveyance LLC of Washington, will on June 05, 2015, at the hour of 10:00am, At the 2nd floor entry plaza outside the countycourthouse 930 Tacoma Ave South in the city of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County(ies) of Pierce, State of Washington to-wit: Lot 12, meridian east division no. 3, according to the plat recorded in volume 49 of plats at page(s) 60 and 61, records of Pierce county, Washington situate in the county of pierce, state of washington. Commonly known as: 12317 109th Avenue Court E Puyallup Wa 98374 which is subject to that certain Deed of Trust dated April 23, 2007, recorded April 30, 2007, under Auditor's File No. 200704300611, Book xx, Page xx, records of Pierce County, Washington, from Jonathan R. Gard and Tamara L. Gard, Husband And Wife as Grantor, to Lawyers Title Agency South Puget Sound as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., As Nominee For Greenpoint Mortgage Funding, Inc., Its Successors and Assigns as Beneficiary, the beneficial interest in which was assigned to Nationstar Mortgage Llc II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $98,372.69; (together with any subsequent payments, late charges, advances, costs and fees thereafter due) IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $254,489.00, together with interest as provided in the note or other instrument secured from April 01, 2010, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on June 05, 2015. The default(s) referred to in paragraph III, must be cured by May 25, 2015 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before May 25, 2015 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after May 25, 2015 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: TAMARA L GARD 12317 E 109TH AVENUE CT PUYALLUP WA 98374 TAMARA GARD 12317 E 109TH AVENUE CT PUYALLUP WA 98374 JONATHAN R GARD 12317 E 109TH AVENUE CT PUYALLUP WA 98374 JONATHAN GARD 12317 E 109TH AVENUE CT PUYALLUP WA 98374 JOHNATHAN R. GARD 12317 109TH AVENUE COURT E PUYALLUP WA 98374 TAMARA L. GARD 12317 109TH AVENUE COURT E PUYALLUP WA 98374 JONATHAN R. GARD 12317 109TH AVENUE CT E PUYALLUP WA 98374-2738 TAMARA L. GARD 12317 109TH AVENUE CT E PUYALLUP WA 98374-2738 JONATHAN R. GARD PO BOX 73114 PUYALLUP WA 98373-0114 TAMARA L. GARD PO BOX 73114 PUYALLUP WA 98373-0114 JONATHAN ROGER GARD 12114 122ND AVE E PUYALLUP WA 98374 TAMARA LAVON GARD 17404 MERIDIAN E STE F (PMB 252) PUYALLUP WA 98375-6234 by both first class and certified mail on May 13, 2013 proof of which is in the possession of the Trustee; and on May 09, 2013 the written notice of default was posted in a conspicuous place on the real property described in the paragraph I above, and the Trustee has possession of proof of such posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060 THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663. Website: www.homeownership.wa.gov The United States Department of Housing and Urban Development: Telephone: (800) 569-4287. Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (888) 201-1014. Website: http:// nwjustice.org DATE: January 17, 2015 Cal-Western Reconveyance LLC of Washington Park Tower I Office Building 201 NE Park Plaza Dr. Suite 217 Vancouver, WA, 98684 (800) 5461531 DLPP-441864 05/01/2015, 05/22/2015