Re: Trcka, Emily S & Lubos TS No WA08000248-13-1 APN 283700-1051 TO No 8393690 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on July 17, 2015, 10:00 AM, in the second floor entry plaza outside the County Courthouse,930 Tacoma Avenue South, Tacoma, WA 98402, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: THAT PORTION OF LOT 1 IN BLOCK 14 OF CARBONADO TOWNSITE, ACCORDING TO PLAT RECORDED IN VOLUME 12 OF PLATS AT PAGE 8, IN PIERCE COUNTY, WASHINGTON, LYING EASTERLY OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT A POINT SOUTH 65 DEGREES, 23 MINUTES, 30 SECONDS EAST, 107.42 FEET OF THE NORTHWEST CORNER OF LOT 1 IN SAID BLOCK 14; THENCE SOUTH 24 DEGREES, 28 MINUTES WEST 282.50 FEET; THENCE SOUTH 12 DEGREES, 55 MINUTES WEST 102.24 FEET TO A POINT SOUTH 74 DEGREES, 11 MINUTES, 30 SECONDS EAST 77.72 FEET FROM THE SOUTHWEST CORNER OF LOT 4 IN SAID BLOCK 14; EXCEPT ANY PORTION LYING WITHIN LOT 2, 3 AND 4 OF SAID BLOCK 14. SITUATE IN THE CITY OF CARBONADO, COUNTY OF PIERCE, STATE OF WASHINGTON. APN: 283700-1051 More commonly known as 302 DIVISION ST, CARBONADO, WA 98323 which is subject to that certain Deed of Trust dated as of October 13, 2005, executed by Emily S. Trcka and Lubos Trcka, Husband and Wife as Trustor(s), to secure obligations in favor of Bank of America, N.A. as original Beneficiary recorded October 21, 2005 as Instrument No. 200510211266 and the beneficial interest was assigned to U.S. Bank National Association as Legal Title Trustee for Truman 2013 SC3 Title Trust and recorded November 24, 2014 as Instrument Number 201411240022 of official records in the Office of the Recorder of Pierce County, Washington. II. No action commenced by U.S. Bank National Association as Legal Title Trustee for Truman 2013 SC3 Title Trust, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: U.S. Bank National Association as Legal Title Trustee for Truman 2013 SC3 Title Trust Contact Phone No: 888-699-5600 Address: 15480 Laguna Canyon Road, Suite 100, Irvine, CA 92618 III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2013 To March 11, 2015 Number of Payments 25 Monthly Payment $1,378.08 Total $34,452.00 LATE CHARGE INFORMATION March 1, 2013 March 11, 2015 1 $848.25 $848.25 PROMISSORY NOTE INFORMATION Note Dated: October 13, 2005 Note Amount: $204,815.00 Interest Paid To: February 1, 2013 Next Due Date: March 1, 2013 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $180,000.80, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 17, 2015. The defaults referred to in Paragraph III must be cured by July 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank National Association as Legal Title Trustee for Truman 2013 SC3 Title Trust or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF EMILY S. TRCKA 302 DIVISION ST, CARBONADO, WA 98323 UNKNOWN SPOUSE OF EMILY S. TRCKA 1640 BRIGHT STAR WAY NE, OLYMPIA, WA 98506 EMILY S. TRCKA 1640 BRIGHT STAR WAY NE, OLYMPIA, WA 98506 EMILY S. TRCKA 1823 5TH ST SW, PUYALLUP, WA 98371 EMILY S. TRCKA 302 DIVISION ST, CARBONADO, WA 98323 EMILY S. TRCKA 302 DIVISION STREET, CARBONADO, WA 98323 EMILY S. TRCKA 321 3RD ST, CARBONADO, WA 98323 EMILY S. TRCKA PO BOX 165, CARBONADO, WA 98323 LUBOS TRCKA 302 DIVISION ST, CARBONADO, WA 98323 LUBOS TRCKA 1640 BRIGHT STAR WAY NE, OLYMPIA, WA 98506 LUBOS TRCKA 302 DIVISION STREET, CARBONADO, WA 98323 by both first class and certified mail on January 9, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 8944663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 12, 201
5 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 8336388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE'S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-000448-1, Pub Dates 06/17/2015, 07/08/2015