Re: Cowgill/Habitat for Humanity Grantor(s): Tacoma/Pierce County Habitat for Humanity Grantee(s): Joanne Henry Reference Number(s) of Documents assigned or released: None Legal Description (abbreviated): Revised Lot 3, City of Tacoma BLA, No. 200606215008 Additional Legal(s) on: page 1-2 Assessor's Property Tax/Parcel Account Numbers: 2930000256 NOTICE OF TRUSTEE'S SALE PURSUANT TO RCW 61.24, ET. SEQ., TO: HEATHER COWGILL 5926 South Stevens Tacoma, WA 98409 State of Washington c/o Marcus Miller, Attorney 930 Tacoma Ave. South, Room 946 Tacoma, WA 98402 I. NOTICE IS HEREBY GIVEN the undersigned Trustee will on the 1st day of July, 2016, at the hour of 10:00, a.m., outside the door of the second floor lobby of the County-City Building, 930 Tacoma Avenue South, Tacoma, Washington 98402, sell at public auction to the highest and best bidder, payable in cash at the time of sale, the following described real properties, situate in the County of Pierce, State of Washington, to-wit: Revised Lot 3 of City of Tacoma Boundary Line Adjustment recorded under Auditor's no. 200606215008, described as follows: The south 55 feet of South 60th Street, vacated by City of Tacoma Substitute Ordinance No. 27358, recorded under Auditor's No. 200511301554, lying between the abutting Block 5 and 17, within the Plat of Cedar Grove Addition to Tacoma, according to Plat recorded in Book 9 of Plats at Page 113, in Pierce County, Washington, together with and subject to Dedication of Easement recorded under Pierce County Auditor's file No. 200705240155. (commonly known as 5926 South Stevens, Tacoma, Washington 98409), which is subject to that certain Deed of Trust dated May 25, 2007, and recorded May 31, 2007 under Pierce County Auditor's File No. 200705311057 records of Pierce County, Washington, from Heather C. Cowgill, as Grantor, to Ticor Title Company, as Trustee, to secure an obligation in favor of Tacoma/ Pierce County Habitat for Humanity, as Beneficiary. The undersigned has been appointed successor trustee by the beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any court by reason of the Grantors' default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: Monthly Payments: August 2104- Mar 2016: $12,149.00 Unpaid Late Charges ($30.37/mo.) $607.40 TOTAL PAYMENTS AND LATE CHARGES $12,756.40 NON-MONETARY DEFAULTS: Violation of Deed of Trust: keep property in habitable condition. IV. The sums owing on the obligations secured by the Deed of Trust is: Principal of $57,064.94, together late charges as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligations secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 1st day of July, 2016. The defaults referred to in Paragraph III must be cured by the 20th day of June, 2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 20th day of June, 2016 (11 days before the sale date), the defaults as set forth in Paragraph III are cured and the Trustee's costs are paid. The sale may be terminated at any time after the 20th day of June, 2016 (11 days before the sale date) and before the sale by the Grantor or the Grantor's successor in interest or the holder of any recorded Junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following address: Heather Cowgill 5926 South Stevens Tacoma, WA 98409 by both first class and certified mail on the 19th day of February, 2016, proof of which is in the possession of the Trustee; and the written notice of default was posted on a conspicuous place on the real property described in paragraph 1 above on the 19th day of February, 2016, and the Trustee has possession of proof of such posting VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale of any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. DATED this 29th day of March, 2016. /s/JOANNE HENRY, Trustee LAW OFFICE OF JOANNE HENRY c/o Tacoma/ Pierce County Habitat for Humanity 4824 South Tacoma Way Tacoma, WA 98409 (253)627-5626, ex. 117 STATE OF WASHINGTON)ss. County of Pierce) On this day personally appeared before me, JOANNE HENRY to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that she signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 29th day of March, 2016 /s/Julie M. Shay NOTARY PUBLIC, in and for the State of Washington, Residing at Fife My commission expires: Nov. 15, 2018 IDX-702758 June 1, 22