46756372, Fagering, Robert J and Susan R Reference No(s) of Documents Assigned or Released: 200412230578 Document Title: NOTICE OF TRUSTEE'S SALE Grantor: Weinstein & Riley, P.S. Grantee: Robert J. Fagering and Susan R. Fagering, Husband and Wife Abbreviated Legal Description as Follows: LOT:8 BLOCK:1, WESTGATE 6TH ADD. Assessor's Property Tax Parcel/Account No(s): 949060-008-0 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, ROBERT J. FAGERING AND SUSAN R FAGERING MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW, WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF WASHINGTON. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE I NOTICE IS HEREBY GIVEN that the undersigned Weinstein & Riley, P.S., will on May 6, 2016 at 10:00 AM at the 2ND floor entry plaza outside the County Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 located at Pierce County, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in Pierce County, State of Washington, to-wit; LOT 8 IN BLOCK 1 OF WESTGATE SIXTH ADDITION, AS PER PLAT RECORDED IN VOLUME 34 OF PLATS AT PAGES 11 AND 12, RECORDS OF PIERCE COUNTY AUDITORS; SITUATE IN THE CITY OF TACOMA, COUNTY OF PIERCE, STATE OF WASHINGTON which is subject to that certain Deed of Trust dated December 10, 2004, recorded December 23, 2004, under Recorder's/Auditor's File Number 200412230578 records of Pierce County, Washington, from Robert J. Fagering and Susan R. Fagering, Husband and Wife, as Grantor, to PRLAP, Inc., as Trustee, to secure an obligation in favor of Bank of America, N.A. as Beneficiary. Said Deed of Trust was assigned on to Wells Fargo Bank N.A., as Trustee For The certificateholders Of Banc of America Alternative Loan Trust 2005-2, Mortgage Pass-Through Certificates, Series 2005-2 by an instrument recorded under Auditor's File No. 201309260015, on September 26, 2013. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Amount due to reinstate by January 29, 2016 Monthly Payments: Delinquent Monthly Payments Due: From 02/01/2010 through 01/01/2016 33 payment(s) at $1387.11 10 payment(s) at $1455.93 12 payment(s) at $1674.30 17 payment(s) at $1476.79 Total: $105,530.96 Accrued Late Charges: $111.68 Recoverable Balance: $6,499.92 TOTAL DEFAULT: $112,142.56 IV The sum owing on the obligation secured by the Deed of Trust is $175,412.53, together with interest from January 1, 2010 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on May 6, 2016. The payments, late charges, or other defaults must be cured by April 25, 2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 25, 2016 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee's fees and costs are paid. Payment must be with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after April 25, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): See 'Mailing List' attached hereto and incorporated herein by this reference. by both first-class and certified mail on July 29, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on July 29, 2014, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objection if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee's Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder's recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee's Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) The Guarantor will have no right to redeem the property after the Trustee's Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee's Sale, or the last Trustee's Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and t
he greater of such fair value or the sale price paid at the Trustee's Sale, plus interest and costs. DATED: February 29, 2016 WEINSTEIN & RILEY, P.S. Successor Trustee By: William L. Bishop, Jr., Assistant Secretary 2001 Western Avenue Suite 400 Seattle, WA 98121 206-269-3490 State of Washington ) ss. County of King ) On this 29 day of February 2016, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared Noel P Shillito, to me known to be an Officer of , the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. Name: /s/Darla Trautman NOTARY PUBLIC in and for the State of Washington at: King My Appt. Exp.: 04/09/2016 'Mailing List' Robert J Fagering 5715 N 13th St Tacoma, WA 98406 Robert J Fagering 6514 N 54th St Tacoma, WA 98407 Robert J Fagering C/O Noel P Shillito, Attorney 1919 N Pearl St Ste C2 Tacoma, WA 98406 Susan R Fagering 5715 N 13th St Tacoma, WA 98406 Susan R Fagering 6514 N 54th St Tacoma, WA 98407 Susan R Fagering C/O Noel P. Shillito, Attorney 1919 N Pearl St Ste c2 Tacoma, WA 98406 IDX-680907 April 1, 22