7023.95232 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Richard Russell and Paula Russell, husband and wife Ref to DOT Auditor File No.: 2008 0402019 Original NTS Auditor File No. 2011-1117020 Tax Parcel ID No.: 271456032000 Abbreviated Legal: PTN Lots 32 &31 View Haven Amended Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR ANATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Website: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On August 10, 2012, at 10:00 a.m. inside the main lobby of the San Juan County Courthouse, 350Court Street in the City of Friday Harbor, State of Washington, the Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of San Juan, State of Washington: Parcel A; Lot 32, View Haven, a private subdivision, according to the Plat thereof, recorded in Volume 3 of Plats, at Pages 45 and 45A, Records of San Juan County, Washington; and that portion of Lot 31, View Haven, a private subdivision, according to the Plat thereof, recorded in Volume 3 of Plats, at Pages 45 and 45A, Records of San Juan County, Washington, shown as "Conveyance Area Two" on that certain Record of Survey filed in Volume 19 of Surveys, Page 105, Records of San Juan County, Washington; except that portion of Lot 32 said Plat of View Haven shown as "Conveyance Area One" on that certain Record of Survey filed in Volume 19 of Surveys, Page 105, Records of San Juan County, Washington. Parcel B; an easement over and across the roads and streets as platted for private roadway purposes only as created, declared and granted in the Dedication of the Plat of View Haven, a private subdivision, according to the Plat thereof, recorded in Volume 3 of Plats, at Pages 45 and 45A, Records of San Juan County, Washington. Situated in San Juan County, Washington. Commonly known as: 103 Hilltop Lane Eastsound, WA 98245 which is subject to that certain Deed of Trust dated 03/27/08 and recorded on 04/02/08, under Auditor's File No. 2008 0402019, records of San Juan County, Washington, from Richard Russell and Paula Russell, husband and wife, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation "Obligation" in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 06/19/12 Monthly Payments $41,387.52 Late Charges $1,896.86 Lender's Fees & Costs $5,436.79 Total Arrearage $48,721.17 Trustee's Expenses (Itemization) Trustee's Fee $542.50 Title Report $0.00 Statutory Mailings $19.52 Recording Costs $0.00 Postings $70.00 Sale Costs $0.00 Total Costs $632.02 Total Amount Due: $49,353.19 Other known defaults are as follows: IV. The sum owing on the Obligation is: Principal Balance of $412,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 10, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/30/12 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 07/30/12 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 07/30/12 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Richard Russell 103 Hilltop Lane Eastsound, WA 98245 Richard Russell P.O. Box 208 Eastsound, WA 98245 Paula Russell 103 Hilltop Lane Eastsound, WA 98245 Paula Russell P.O. Box 208 Eastsound, WA 98245 by both first class and either certified mail, return receipt requested on , proof of which is in the possession of the Trustee; and on 06/22/11 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall p
rovide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com EFFECTIVE: 06/19/12 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.95232) 1002.196803-File No. LEGAL NO. J401719 Published: The Journal of the San Juan Islands. July 11, August 1, 2012.