Re: Anderson, Elsa
NOTICE OF TRUSTEE’S SALE
PURSUANT TO THE REVISED CODE OF WASHINGTON
CHAPTER 61.24 RCW
I
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on December 16, 2022, at the hour of 11:00 a.m., at the Outside the Second Floor Entrance of the Pierce County-City Building, 930 Tacoma Avenue South, Tacoma, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Pierce, State of Washington, to wit:
LOT 47, CARRINGTON HILLS PDD, ACCORDING TO THE PLAT THEREOF RECORDED UNDER RECORDING NUMBER 9808275003, RECORDS OF PIERCE COUNTY WASHINGTON. which is subject to that certain Deed of Trust dated October 12, 2017, recorded October 16, 2017, under Auditor’s File No. 201710160170, records of Pierce County, Washington, from Elsa B. Anderson, as Grantor, to Trustee Services Inc., as Trustee, to secure an obligation in favor of TwinStar Credit Union, as Beneficiary.
II
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III
The default(s) for which this foreclosure is made is/are as follows:
Default other than failure to make monthly payments: Grantor’s failure to avoid having liens recorded against property.
Failure to pay when due the following amounts, which are now in arrears:
Monthly Payments:
11 Monthly Payments at $600.00 each
(August 31, 2002 through June 30, 2022) $6,600.00
Late Charges: 60.00
TOTAL MONTHLY PAYMENTS, LATE CHARGES, AND ADVANCES: $6,660.00
IV
The sum owing on the obligation secured by the Deed of Trust is:
Principal of $54,914.76, together with interest from August 19, 2022, as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on December 16, 2022. The default(s) referred to in paragraph III must be cured by December 5, 2022 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before December 5, 2022 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after December 5, 2022 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantors or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
Elsa B. Anderson
13209 122nd Ave E
Puyallup, WA 98374
by both first-class and certified mail on May 19, 2022, proof of which is in the possession of the Trustee; and the Borrower and Grantor were provided with said written notice of default as the written notice of default was posted on May 31, 2022, in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
DATED: July 22, 2022.
Michelle M. Bertolino, Successor Trustee
Address: 121 SW Morrison Street, Suite 600
Portland, OR 97204
Telephone: 503-228-6044
Washington Contact Address:
c/o Hunt Law Offices, PLLC
Woodland Park Professional Building
Seattle, WA 98103
Phone: (206) 633-6106
STATE OF OREGON) ss.
County of Multnomah)
On this day personally appeared before me Michelle M. Bertolino, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that she signed the same as her voluntary act and deed, for the uses and purposes therein mentioned.
GIVEN under my hand and official seal this 22 day of July, 2022.
Erin P. Clark Notary Public for Oregon
Address for Service of Process:
Michelle M. Bertolino
c/o Hunt Law Offices, PLLC
Woodland Park Professional Building
407 ½ N 45th Street
Seattle, WA 98103
Phone: (206) 633-6106
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
You have only 20 DAYS from the recording date on this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME (4663) Website: www.wshfc.org/buyers/counseling.htm The United States Department of Housing and Urban Development
Telephone: 1-800-569-4287 Website: www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys
Telephone: 1-800-606-4819 Website: www.nwjustice.org/what-clear
IDX-966055
November 15, December 6, 2022
