Re: Comfort House Ministries NOTICE OF TRUSTEE'S SALE PURSUANT TO R.C.W. CHAPTER 61.24 TO: COMFORT HOUSE MINISTRIES OF WASHINGTON, a Washington non-profit corporation: I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on February 5, 2016, at the hour of 10:00 a.m., in the Courtyard Plaza Outside the Second Floor Entrance of the Pierce County Courthouse, 930 Tacoma Ave. South, City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: THE EAST 90 FEET OF LOTS 24, 25 AND 26, BLOCK 28, SMITH AND FIFE'S ADDITION TO NEW TACOMA, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 1 OF PLATS, PAGE 63, RECORDS OF THE PIERCE COUNTY AUDITOR. the postal address of which is more commonly known as: 2150 S. CUSHMAN AVE., TACOMA, WA 98405, which is secured by a November 25, 2013, Deed of Trust recorded December 3, 2013, under Auditor No. 201312030424, records of Pierce County, Washington, COMFORT HOUSE MINISTRIES OF WASHINGTON, a Washington non-profit corporation (collectively "Grantor"), the beneficial interest in which is now held by NATIONAL LOAN INVESTORS, L.P. II. No action commenced by the Beneficiary of the deed of trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the deed of trust. III. The Principal Balance owing as of September 23, 2015, is $184,821.92. The defaults for which this foreclosure is made are as follows: Failure to make eight monthly payments of $1,264.07 each for the months of February through September, 2015, for a total of $10,112.56 $10,112.56 TOTAL DEFAULTS: $10,112.56 OTHER CHARGES, COSTS AND FEES: In addition to the amounts in arrears specified above, you are or may be obligated to pay the following charges, costs and fees to reinstate the deed of trust if reinstatement is made after recording of the Notice of Trustee's Sale: Cost of Trustee's Sale Guarantee $984.60 Service and Posting $100.00 Postage $75.00 Photocopies $100.00 Attorney's Fee (estimated) $1,500.00 Current Legal Fees $1,470.43 Publication (estimated) $1,000.00 TOTAL OTHER CHARGES AND FEES: $5,230.03 In addition to the amounts in arrears specified above AND below, you are obligated to pay the following charges, costs and fees to reinstate the deed of trust if reinstatement is made before recording of the Notice of Trustee's Sale: PAY ALL UNPAID REAL PROPERTY TAXES DUE TO THE PIERCE COUNTY TREASURER WHICH ARE DUE IN AN AMOUNT NOT LESS THAN $6,689.79. PROVIDE PROOF OF INSURANCE WHICH NAMES BENEFICIARY AS LOSS PAYEE. TOTAL CURRENT ESTIMATED REINSTATEMENT AMOUNT: $15,342.59. IV. The sum owing on the obligation secured by the deed of trust is principal of $184,821.92, together with interest as provided in the note or other instrument and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the deed of trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on February 5, 2016. The default(s) referred to in paragraph III must be cured by January 25, 2016 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before January 25, 2016 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after January 25, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, and any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the deed of trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): Comfort House Ministries of Washington 2150 S. Cushman Ave. Tacoma, WA 98405-3438 Occupant 2150 S. Cushman Ave. Tacoma, WA 98405-3438 Comfort House Ministries of Washington 1242 S. Mason Ave. Tacoma, WA 98405 Anthony Davis 1242 S. Mason Ave. Tacoma, WA 98405 Debra Van Cleve 701 East 55 St. Tacoma, WA 98408 Attorney James Francis Dart 1944 Pacific Ave., Ste. 307 Tacoma, WA 98402-3121 by both first class and certified mail on the 19th day of August, 2015, proof of which is in the possession of the Trustee, and said written notice of default was posted on the 18th day of August, 2015, in a conspicuous place on the real property described in paragraph I above, and the Successor Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. Service of process of any lawsuit or legal action maybe made on the Trustee, whose address is 7 S. Howard Ave., Ste. 218, Spokane, WA 99201. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with Section 2 of the Act. If you are renting this property, the new property owner may either give you a new rental agreement or provide you with a notice to vacate the property. XI. NOTICE TO GUARANTORS OF A COMMERCIAL LOAN Pursuant to RCW 61.24.042, notice is hereby given to the Guarantors of a commercial loan that (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the Deed of Trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the trustee's sale; (3) the Guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guarantee must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED this 23th day of September, 2015. ROBERT R. ROWLEY, P.S. /s/ Robert R. Rowley ROBERT R. ROWLEY, Successor Trustee 7 S. Howard St., Ste. 218, Spokane, W
ashington 99201 (509) 252-5074 IDX-673642 January 5, 26