Re: GIRARDIER, MICHELLE R NOTICE OF TRUSTEE'S SALE Pursuant to R.C.W, Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee's Sale No: WA-USB-11010564 Loan No. 6850096786 I NOTICE IS HEREBY GIVEN that the undersigned Trustee, PEAK FORECLOSURE SERVICES OF WASHINGTON, INC., will on May 11, 2012, at the hour of 10:00 AM, at THE 2ND FLOOR ENTRY PLAZA OUTSIDE THE COUNTY COURTHOUSE, 930 TACOMA AVENUE SOUTH, TACOMA, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of PIERCE, State of Washington: START AT QUARTER SECTION CORNER COMMON TO SECTIONS 28 AND 21, TOWNSHIP 17 NORTH, RANGE 2 EAST; THENCE SOUTH 89 DEGREES 34' EAST 128.40 FEET ALONG SECTION LINE; THENCE SOUTH 36 DEGREES 38' WEST 185.55 FEET;THENCE SOUTH 53 DEGREES 22" EAST 213 FEET TO POINT OF BEGINNING; THENCE SOUTH 53 DEGREES 22' EAST 90 FEET; THENCE SOUTH 36 DEGREES 38' WEST 120 FEET; THENCE NORTH 53 DEGREES 22' WEST 90 FEET; THENCE NORTH 36 DEGREES 38' EAST 120 FEET TO POINT OF BEGINNING; ALL IN GOVERNMENT LOT6, SECTION 28; SITUATE IN THE COUNTY OF PIERCE, STATE OF WASH Tax Parcel No: 0217281007, commonly known as 9506 355TH STREET S, MCKENNA, WA. The Property is subject to that certain Deed of Trust dated 10/2/ 2008, recorded 10/10/2008, under Auditor's/Recorder's No. 200810100588, records of PIERCE County, Washington, from MICHELLE R. GIRARDIER, A SINGLE WOMAN, as Grantor, to NORTHPOINT ESCROW + TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. Ill The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2010, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears: Amount due as of February 10, 2012 Delinquent Payments from December 01, 2010 15 payments at $ 1,178.80 each $ 11,682.00 (12-01-10 through 02-1012) Late Charges: $ 188.60 TOTAL: $ 17,870.60 IV The sum owing on the obligation secured by the Deed of Trust is: Principal $144,243.76, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on May 11, 2012. The default(s) referred to in paragraph III must be cured by April 30, 2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 30, 2012, (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after April 30, 2012, (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults, VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: MICHELLE R. GIRARDIER, 9506 355TH STREET S, MCKENNA, WA, 98558 MICHELLE R. GIRARDIER, PO BOX 88, MCKENNA, WA, 98558 by both first class and certified mail on 03/29/2011, proof of which is in the possession of the Trustee; and on 3/29/2011, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in his/her possession at the time the bidding commences, cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid, In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceeding under the Unlawful Detainer Act, Chapter 59.12 RCW. Sale Information Line: 714-730-2727 or Website: http:// www.lpsasap.com DATED: January 30, 2012. PEAK FORECLOSURE SERVICES OF WASHINGTON, INC., AS TRUSTEE 2505 3rd Ave., Suite 100, Seattle, WA 98121 Lilian Solano, Trustee Sale Officer A-4193830 04/11/ 2012, 05/02/2012