Re: Hopikns/ Tuggle NOTICE OF TRUSTEE'S SALE Grantor: CAMPBELL, DILLE, BARNETT & SMITH, PLLC, Successor Trustee Grantee: Michael G. Hopkins, a single man and Deborah Tuggle, a single woman Reference Numbers of Documents Assigned or Released: 200603010595 Legal Description (abbreviated): Section 09 Township 20 Range 03 Quarter 22 BYRDS ADD: BYRDS ADD L 1 & 2 B 2 INC ST VAC Complete Legal is on Page 1 of Document Assessor's Tax Parcel No.: 280500012-0 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. I. NOTICE IS HEREBY GIVEN that Stephen A. Burnham, as Trustee or Successor Trustee under the terms of the Trust Deed described below and at the direction of the Beneficiary, will at the time and place set forth below, sell at public auction to the highest and best bidder, payable in cash or certified funds at the time of sale, the real property with the assessor's Property Tax Parcel No. 280500-012-0 described as follows: LOTS 1 AND 2 IN BLOCK 2 OF BYRD'S ADDIITON TO THE CITY OF TACOMA, ACCORDING TO PLAT RECORDED IN BOOK 1 OF PLATS AT PAGES 20 AND 21, IN TACOMA, PIERCE COUNTY, WASHINGTON; TOGETHER WITH THAT PART OF FAWCETT AVENUE, FORMERLY FIRST STREET, VACATED BY ORDINANCE NO. 2114 OF THE CITY OF TACOMA Said property commonly known as: 2302 South Fawcett, Tacoma, Pierce County Washington. A. TIME AND PLACE OF SALE: TIME AND DATE: September 11, 2015 at 10:00 a.m. PLACE: The 2nd floor entry plaza outside the Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA located in Pierce County, State of Washington B. PARTIES IN THE TRUST DEED: TRUSTORS: Michael G. Hopkins, a single man and Deborah Tuggle, a single woman TRUSTEE: Campbell, Dille, Barnett & Smith, PLLC, Successor Trustee BENEFICIARY: Gerhard J. Troger and Christine R. Troger, husband and wife C. TRUST DEED INFORMATION: DATED: February 28, 2006 RECORDING DATE: March 1, 2006 RECORDING NO.: 200603010595 RECORDING PLACE: Official Records of the County of Pierce II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any court by reason of the Debtor's default on the obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for the failure to pay the following amounts now in arrears and/ or other defaults, to wit: Itemized account of the arrears: Delinquent payments: ^$24,871.68. December 28 2014 May 28, 2015 $4,145.28 /month including principal, interest and escrow fee Additional Interest: Default interest at 12% Late charges: Nov 2014 May 2015 ^$1,050.00 Delinquent taxes (paid by beneficiary) ^$3,667.89 Attorneys' fees ^$1,250.00 Trustee's fees ^$500.00 Costs estimates Title report ^$500.00 Certified mail ^$50.00 Posting ^$70.00 Recording ^$100.00 Total arrears and costs due today ^$32,059.57 D. Default(s) other than payment of money: None. IV. The sum owing on the obligation secured by the Deed of Trust is: THE PRINCIPAL BALANCE OF FIVE HUNDRED TWENTY ONE THOUSAND FIFTY FOUR AND 46/100'S DOLLARS ($521,054.46) together with interest, as provided in the Note or other instrument secured, from the 28th day of November, 2014, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances as set forth above. The default(s) referred to in paragraph II.C. above must be cured by the FINAL REINSTATEMENT DATE set forth below which is eleven (11) days before the sale, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the FINAL REINSTATEMENT DATE (11 days before the sale date) and before the sale by the Grantor or by the Grantor's successor in interest or by the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, plus the Trustee's fees and costs including the Trustee's reasonable attorney's fees, and curing all other defaults. FINAL REINSTATEMENT DATE: August 31, 2015 VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Debtor or the Debtor's successor in interest by both first class and certified mail as set forth below, proof of which is in the possession of the Trustee; and the Grantor or the Grantor's successor in interest was personally served with said written Notice of Default, or the written Notice of Default was posted in a conspicuous place on the real property described herein, as set forth below, and the Trustee has possession of proof of such service or posting. Date of mailing Notice of Default: April 23, 2015 Date of posting real property: April 23, 2015 VII. After receiving a request for a statement of all costs and fees due at any time prior to the sale from any person entitled to notice under RCW 61.24.040 (1) (b) the Trustee whose name and address are set forth below will provide the requested statement in writing to such person. VIII. The effect of the sale will be to deprive the Debtor and all those who hold by, through or under the Debtor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. SPECIAL NOTICE TO GUARANTORS If any of the parties receiving this notice are guarantors of the obligations referenced above, each such guarantor (individually and collectively, "Guarantor") is hereby notified that: (1) Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the Deed of Trust; (2) Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as given to the grantor in order to avoid any trustee's sale; (3) Guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the obligation referenced above; and (5) in any action for a deficiency, Guarantor will have the right to establish the fair market value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. NOTICE TO OCCUPANTS OR TENANTS The foreclosure process has begun on this property, which may affect your right to continue to live in this property. Ninety (90) days or more after the date of this notice, this property may be sold at foreclosure. If you are renting this property, the new property owner may either give you a new rental agreement or provide you with a ninety (90) day notice to vacate the property. You may wish to contact a lawyer or your local legal aid or housing counseling agency to discuss any rights that you may have. For further information, please contact: Stephen A. Burnham Campbell, Dille, Barnett & Smith 317 South Meridian Puyallup, Washington 98371 (253) 845-4941 DATED this 5ht day of June, 2015. Campbell, Dille, Barnett & Smith, Trustee By: Stephen A. Burnham, Attorney 317 S. Meridian, Puyallup, WA
98371 (253) 848-3513 STATE OF WASHINGTON) COUNTY OF PIERCE) On this day personally appeared before me Stephen A. Burnham, to me known to be the person who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 5th day of June, 2015. Printed Name: Vicki G. Henke NOTARY PUBLIC in and for the State of Washington, residing at Puyallup My commission expires: 05/16/2019 August 11, September 1