Re: MCCALLUM, WILLIAM W & SHIRLEY Trustee Sale # 14-53042 Loan # 7600029966 Title # 02-14038742 APN: #: 666300-010-0 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursuant mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determing your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME(1-877-8944663). Web site: http:www.dfi.wa.gov/ consumers/homeownership/ post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/ hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dtc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http:// nwjustice.org/what-clear I. NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title Insurance Company, 2201 6th Avenue, Seattle, WA 98121, Trustee will on 7/10/ 2015 at 10:00 AM at At the 2nd floor entry plaza of the Superior Courthouse, 930 Tacoma Avenue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: Lot 10 in Block 1 of PAMELA ADDITION, according to the Plat thereof recroded in Volume 38 of Plats, pages 27 and 28, in Pierce County, Washington. Situate in teh County of Pierce, State of Washington. Commonly known as: 964 169TH ST E SPANAWAY, WA 98387 APN: 666300010-0 which is subject to that certain Deed of Trust dated 5/14/2008, recorded 5/30/2008, under Auditor's File No. 200805300547, in Book –, Page -records of Pierce County, Washington, from WILLIAM W MCCALLUM, AND SHIRLEY MCCALLUM, HUSBAND AND WIFE, as Grantor(s), to LANDSAFE TITLE OF WASHINGTON, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB, IS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest of which was assigned to Rushmore Loan Management Services, LLC, records of Pierce County, Washington. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM 1/1/ 2011 THRU 3/6/2015 NO.PMT 51 AMOUNT $1,822.62 TOTAL $92,953.62 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Conducting / Cancellation Sale Fee $50.00 Mailing Service Fee $90.60 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Notice of Sale $75.00 Record Substitution of Trustee $17.00 T.S.G. Fee $1,069.82 Trustee's Fees $675.00 ADJUSTMENTS DESCRIPTION TOTAL Accrued Late Charges $1,095.98 Late Charge Forecasted $72.90 Mtgr Rec Corp Advance $2,061.50 PROMISSORY NOTE INFORMATION Note Dated: 5/14/2008 Note Amount: $224,477.00 Interest Paid To: 12/1/2010 Next Due Date: 1/1/2011 TOTAL DUE AS OF 3/6/ 2015 $100,261.42 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $244,716.18, together with interest as provided in the Note from 1/1/ 2011, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on 7/10/2015. The default(s) referred to in Paragraph III must be cured by 6/29/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 6/29/2015 (11 days before the sale date), the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after 6/29/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor's successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME WILLIAM W MCCALLUM ADDRESS 964 169TH ST E SPANAWAY, WA 98387 SHIRLEY MCCALLUM 964 169TH ST E SPANAWAY, WA 98387 WILLIAM W MCCALLUM 1812 138th ST. E TACOMA, WA. 98445-6087 SHIRLEY MCCALLUM 1812 138th ST. E TACOMA, WA. 98445-6087 Occupants/Tenants 964 169TH ST E SPANAWAY, WA 98387 William W. McCallum 964 169th Street East Spanaway, WA 98387-7709 Shirley McCallum 964 169th Street East Spanaway, WA 98387-7709 by both first class and certified mail on 10/ 31/2014 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. Notice to Occupants or Tenants The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN ATTEMPT TO COLLEECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 2/20/15 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, as Successor Trustee Dalaysia Ramirez, Assistant Secretary For additional information you may contact: Old Republic National Title Insurance Company 2201 6th Avenue, Ste 1110 Seattle, WA 98121 (866) 263-5802 Automated Sales line (714) 573-1965 or visit www.priorityposting.com P1132814 6/8, 06/29/2015