Re: Roach, Gordon NOTICE OF TRUSTEE'S SALE Grantor: Campbell, Dille, Barnett & Smith, PLLC, Successor Trustee Grantee: Gordon Roach Reference Numbers of Documents Assigned or Released: Legal Description (abbreviated): Section 04 Township 20 Range 05 Quarter 11 : BEG AT A PT 804.5 FT S OF NECOR GOVT LOT 1 TH S ALG E LI SD LOT 1 TO BALL-CHURCH RD TH W ALG SD RD 222.5 FT TH N 339 FT M/L TO S LI OF TR OF LD CONVEYED TO J B WISE #2325698 TH E 222.5 FT M/L ALG SD S LI TO POB EXC CO RD SEG G 4452, Situate in the County of Pierce, State of Washington. Complete Legal is on Page 1 and 2 of Document Assessor's Tax Parcel No.: 0520041013 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. I. NOTICE IS HEREBY GIVEN that Campbell, Dille, Barnett & Smith, PLLC, as Trustee or Successor Trustee under the terms of the Trust Deed described below and at the direction of the Beneficiary, will at the time and place set forth below, sell at public auction to the highest and best bidder, payable in cash or certified funds at the time of sale, the real property with the assessor's Property Tax Parcel No. 0520041013 described as follows: Beginning at a point on the east line of Government Lot 1 in Section 4, Township 20 North, Range 5 East of the W.M., in Pierce County, Washington, 804.50 feet south of the northeast corner of said Government Lot 1; thence south along said east line of Government Lot 1 to the north line of Ball Church Road; thence west along said Road to the southeast corner of Lot 1 of Pierce County Short Plat No. 77-89; thence north along the east line of said Short Plat Lot 1, 339 feet, more or less, to the south line of a tract of land contracted to be conveyed to Jeffery B. Wise, recorded under Auditors No. 2325698; thence east 222.5 feet to the point of beginning. Said property commonly known as: 311 197th Ave. Ct. East, Lake Tapps, Washington 98391 A. TIME AND PLACE OF SALE: TIME AND DATE: Friday, July 29, 2016 at 10:00 a.m. PLACE: 1st Floor of the Puyallup Post Office, 204 2nd Street, S.W., in the City of Puyallup, State of Washington B. PARTIES IN THE TRUST DEED: TRUSTOR: Gordon Roach, a single person TRUSTEE: Todd M. Amidon and Kathy A. Amidon BENEFICIARY: Ticor Title Company C. TRUST DEED INFORMATION: DATED: May 4, 2012 RECORDING DATE: May 8, 2012 RECORDING NO.: 201205080104 RECORDING PLACE: Official Records of the County of Pierce County II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any court by reason of the Debtor's default on the obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for the failure to pay the following amounts now in arrears and/or other defaults, to wit: A. Other Arrears: Total amount due as of February 4, 2016 Real property taxes for 2015 $2,026.38 Real property taxes for 2014 $2,035.07 Real property taxes for 2013 $2,405.91 Balance of real property taxes for 2012 $1,262.74 Attorneys' fees $1,500.00 Trustees fees $ 500.00 Costs Title report estimate $ 450.00 Recording $ 100.00 Certified mail, service, posting $ 150.00 TOTAL OTHER ARREARS: $10,430.10 B. Default Interest: On unpaid taxes from November 1, 2016 at 18% per annum or$3.81 per day. C. Monthly Payments: Payments due from March 1, 2016 at $899.33 per month. D. Other Costs/Fees: Accrued interest, fees/late charges, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. E. Default(s) other than payment of money: None IV. The sum owing on the obligation secured by the Deed of Trust is: THE PRINCIPAL BALANCE OF $142,485.08, together with interest as provided in the Note or other instrument secured from February 1, 2016 together with accrued interest, fees/late charges, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. Note: Default interest is 18% and runs from March 31, 2016. Regular interest is 6% and runs from February 1, 2016 V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances as set forth above. The default(s) referred to in paragraph III must be cured by the FINAL REINSTATEMENT DATE set forth below which is eleven (11) days before the sale, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the FINAL REINSTATEMENT DATE (11 days before the sale date) and before the sale by the Grantor or by the Grantor's successor in interest or by the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, plus the Trustee's fees and costs including the Trustee's reasonable attorney's fees, and curing all other defaults. FINAL REINSTATEMENT DATE: July 18, 2016 VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Debtor or the Debtor's successor in interest by both first class and certified mail as set forth below, proof of which is in the possession of the Trustee; and the Grantor or the Grantor's successor in interest was personally served with said written Notice of Default, or the written Notice of Default was posted in a conspicuous place on the real property described herein, as set forth below, and the Trustee has possession of proof of such service or posting. Date of mailing Notice of Default: March 1, 2016 Date of posting real property: March 1, 2016 VII. After receiving a request for a statement of all costs and fees due at any time prior to the sale from any person entitled to notice under RCW 61.24.040 (1) (b) the Trustee whose name and address are set forth below will provide the requested statement in writing to such person. VIII. The effect of the sale will be to deprive the Debtor and all those who hold by, through, or under the Debtor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might be eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: (800) 606-4819 Website: www.homeownership.wa.gov If any of the parties receiving this notice are guarantors of the obligations referenced above, each such guarantor (individually and collectively, "Guarantor") is hereby notified that: (1) Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the Deed of Tru
st; (2) Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as given to the grantor in order to avoid any trustee's sale; (3) Guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the obligation referenced above; and (5) in any action for a deficiency, Guarantor will have the right to establish the fair market value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the date of sale, the purchaser has the rights to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. For further information, please contact: Stephen A. Burnham Campbell, Dille, Barnett & Smith, PLLC 317 South Meridian Puyallup, Washington 98371 (253) 845-4941 Campbell, Dille, Barnett & Smith, PLLC, Trustee /s/Stephen A. Burnham, Agent Address: 317 S. Meridian, Puyallup, WA 98371 Telephone: (253) 848-3513 STATE OF WASHINGTON)§ COUNTY OF PIERCE) On this day personally appeared before me Stephen A. Burnham, to me known to be the person who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned. GIVEN under my hand and official seal this 20th day of April, 2016. /s/Carlene Klein Printed Name: Carlene Klein NOTARY PUBLIC in and for the State of Washington, residing at Puyallup My commission expires: 7-9-18 IDX-707120 June 28, July 19