Re: TRIPP, KARLA ANN & DENNIS Trustee's Sale No: 01-FSL-133717 NOTICE OF TRUSTEE'S SALE Pursuant to R.C.W Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. NOTICE IS HEREBY GIVEN that the undersigned Trustee, RTS Pacific, Inc., will on June 26, 2015, at the hour of 10:00 AM, at THE 2NDFLOOR ENTRY PLAZA OUTSIDE THE COUNTY COURTHOUSE, 930 TACOMA AVENUE SOUTH, TACOMA, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of PIERCE, State of Washington: Lot 1 of Pierce County Short Plat Number 78140, as recorded March 1 , 1 9 77, in Volume 23, page 77, in Pierce County, Washington; TOGETHER WITH tha t portion of Lot 3, Pierce County Short Plat Number 78·183, recorded March 13, 1 9 7 8 , in Volume 24, page 20, in Pierce County, Washington, described as follows: Beginning at the northeast corner of said Lot 3; Thence south 01°48'19" west 35 feet ; Thence westerly to a point on the east side of easement recorded under Recording Number 2711132, which is a re -recording of Recording Number 2691111, and the north side of electrical transformer , which point lies 60 feet, more or less, southerly of the common line between said lots as originally recorded; Thence along sai d east side of easement returning to said common line as originally recorded; Thence south 88°37'10" east 70 feet, more or less, to the point of beginning ; TOGETHER WITH a non-exclusive easement for, but not limited to, ingress, egress, drainage and utilities as recorded under Recording Number 2680824 and amendment thereof recorded under Recording Number 2702839 and as recorded under Recording Number 269 1111, and amendment thereof recorded under Recording Number 2711132, in Pierce County. Washington; EXCPET any portion thereof lying within said Lot 1 i ALSO EXCEPT any portion thereof that may lie west of t he west line of the northeast quarter of the southwest quarter of Section 23, 7owoohip 21 North, Range 1 East, W.M ., in Pierce County, Washington .Tax Parcel No: 0121237025, commonly known as 7803 36TH STREET NORTHWEST , GIG HARBOR, WA. The Property is subject to that certain Deed of Trust dated 9/21/2006, recorded 9/29/2006 , under Auditor's/ Recorder's No. 20060929 1398, records of PIERCE County, Washington, from KARLA ANN TRIPP AND DENNIS L TRIPP, WIFE AND HUSBAND, as Grantor, to PACIFIC NORTHWEST TITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS") AS DESIGNATED NOMINEE FOR FIRST FRANKLIN A DIVISION OF NATIONAL CITY BANK, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest in which is presently held by Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF16, Asset-Backed Certificates, Series 2006FF16. II No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is/are made are as follows: FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/1/2009, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Failure to pay when due the following amounts which are now in arrears : Amount due as of February 25, 2015. Delinquent Payments from October 01, 2009, 25 payments at $2,265.61 each, $56,640.25 , 9 payments at $2,567.08 each, $23,103.72 , 10 payments at $2,543.38 each, $25,433.80 , 12 payments at $3,059.03 each, $36,708.36 , 5 payments at $2,601.09 each, $13,005.45 , 4 payments at $2,612.64 each, $10,450.56 , (1001-09 through 02-25-15) Late Charges: $0.00 BENEFICIARY ADVANCES: Total Uncollected: $1,688.16 Suspense Credit: $0.00 TOTAL: $167,030.30. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $282,100.00, together with interest as provided in the note or other instrument secured , and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expenses of sale and the obligation secured by the Deed of Trust as provided by statute . The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on June 26, 2015. The default(s) referred to in paragraph III must be cured by June 15, 2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before June 15, 2015, (11 days before the sale date) the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated at any time after June 15, 2015 , (11 days before the sale date) and before the sale , by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses : DENNIS L TRIPP , 7803 36TH STREET NORTHWEST, GIG HARBOR, WA, 98335 ESTATE OF KARLA ANN TRIPP, 7803 36TH STREET NORTHWEST, GIG HARBOR, WA, 98335 HEIRS AND DEVISEES OF KARLA ANN TRIPP, 7803 36TH STREET NORTHWEST, GIG HARBOR, WA,98335 KARLA ANN TRIPP, 7803 36TH STREET NORTHWEST, GIG HARBOR,WA, 98335 SPOUSE OF DENNIS L TRIPP , 7803 36TH STREET NORTHWEST, GIG HARBOR,WA, 98335 by both first class and certified mail on 1/ 6/2015, proof of which is in the possession of the Trustee; and on 1/5/ 2015, the Borrower and Grantor were personally served with said written notice of default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII The Trustee's Sale will be held in accordance with Ch. 61.24 RCW and anyone wishing to bid at the sale will be required to have in hislher possession at the time the bidding commences , cash, cashier's check, or certified check in the amount of at least one dollar over the Beneficiary's opening bid. In addition, the successful bidder will be required to pay the full amount of hislher bid in cash, cashier's check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Hou
sing Finance Commission Telephone: 1-877-894HOME (1-877-894-4663) Web site: http://www.dfi.wa.gov/consumers/ homeownership/ post_purchase_counselors_foreclosu re.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/ hcc/fclindex.cfm?webListAction=search&searchstate=WA&filterSvc=d fc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Website: http:// nwjustice.org/what-c1ear NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chapter 59.12 RCW. For tenant-occupied property , the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. Dated: 2/20/2015. RTS Pacific, Inc., Trustee. By: Gregory Boscombe, Authorized Agent. Address: 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206)340-2550 Sale Information: http://www.rtspacific.com (05/22/ 2015, 06/12/2015 DLPP-442446)