Re: Woodhull, Susan NOTICE OF TRUSTEE'S SALE PURSUANT TO RCW CHAPTER 61.24 ET. SEQ. Abbrev. Legal: Lot 418 of Prairie Ridge No. 4, as per plat recorded in Vol. 37 of Plats. Assessor's No. 699532-4180. TO: Resident of property subject to foreclosure sale, 21525 146th Street East, Bonney Lake,WA 98391; Resident of property subject to foreclosure sale, 21525 146th Street East, Sumner, WA 98391; Susan L. Woodhull, 21525 146th Street East, Bonney Lake, WA 98391; Susan L. Hudon, 21525 146th Street East, Bonney Lake, WA 98391; Susan L. Woodhull, 21525 146th Street East, Sumner, WA 98391; Susan L. Hudon, 21525 146th Street East, Sumner, WA 98391; Prairie Ridge Homeowners Assn, c/o Terry Haynes, 9013 E. Heroy Ln., Spokane, W A 99212; Prairie Ridge Maintenance Co c/o Jodi Bretz, Reg. Agent, 14205 215th Ave E, Bonney Lake, WA 98390. NOTICE to resident(s) of property subject to foreclosuresale pursuant to chapter 61.24 RCW: The foreclosure process has begun on this property, which may affect your right to continue to live in this property. Ninety days or more after the date of this notice, this property may be sold at foreclosure. If you are renting this property, the new property owner may either give you a new rental agreement or provide you with a sixty-day notice to vacate the property. You may wish to contact a lawyer or your local legal aid or housing counseling agency to discuss any rights that you may have. 1. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Paul S.Cosgrove, Esq., will on the 11th day of May, 2012 at the hour of 10:00 o'clock A.M. at outside 2nd floor entry plaza, West side of City-County Building, 930 Tacoma Avenue South, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to-wit: LOT 418 OF PRAIRIE RIDGE NO. 4, AS PER PLAT RECORDED IN VOLUME 37 OF PLATS, PAGES 37 THROUGH 44, INCLUSIVE, RECORDS OF PIERCE COUNTY AUDITOR, STATE OF WASHINGTON (The postal address is more commonly known as: 146th Street East, Bonney Lake, Washington) which is subject to that certain Deed of Trust dated January 10, 2007, recorded January 25, 2007, under Auditor's File No. 200701250451, records of Pierce County, Washington, from Susan L. Woodhull, also appearing of record as Susan L. Hudon, an unmarried woman, as Grantor, to Paul S. Cosgrove, Esq., as Trustee, to secure an obligation in favor of Budget Finance Company, a corporation, as Beneficiary, the beneficial interest in which was assigned to Budget Funding I, LLC, a Delaware limited liability company, under an Assignment recorded under Auditor's File No. 200703120819 on March 12, 2007. 2. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary's successor is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor's default in the obligation secured by the Deed of Trust. 3. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: 9 monthly payments of $660.58 each from 5/1/11 through 1/1/12 total $5,945.22; Late charges of $33.03 for each monthly payment not made within 15 days of its due date total $496.15; Escrow Account Deficit/Advances of $20,798.54. Total monthly payments, late charges and escrow account deficit are $27,239.91. 4. The sum owing on the obligation secured by the Deed of Trust is: Principal $105,154.80 together with interest as provided in the note or other instrument secured from the 1st day of May, 2011, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. 5. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 11th day of May, 2012. The default(s) referred to in paragraph 3 must be cured by the 30th day of April, 2012 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 30th day of April 2012 (11 days before the sale date), the default(s) as set forth in paragraph 3 is/are cured and the trustee's fees and costs are paid. The sale may be terminated any time after the 30th day of April 2012 (11 days before the sale date), and before the sale by the Grantor or the Grantor's successor in interest or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. 6. A written notice of default was transmitted by the Beneficiary or Trustee to the Grantor or the Grantor's successor in interest at the following address: Susan L. Woodhull, 21525 146th Street East, Bonney Lake, WA 98391; Susan L. Hudon, 21525 146th Street East, Bonney Lake, WA 98391; Susan L. Woodhull, 21525 146th Street East, Sumner, WA 98391; and Susan L. Hudon, 21525 146th Street East, Sumner, WA 98391 by both first class and certified mail on the 15th day of December, 2011, proof of which is in the possession of the Trustee; and the Grantor or the Grantor's successor in interest was personally served on the 10th day of December 2011, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. 7. After receiving a request for a statement of all costs and fees due at any time prior to the sale from any person entitled to notice under RCW 61.24.040(1)(b), the Trustee whose name and address are set forth below will provide the requested statement in writing to such person. 8. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. 9. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. 10. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated January 25, 2012. /s/ Paul S. Cosgrove, Esq., Trustee, Washington Bar #14013, Lindsay, Hart, Neil & Weigler, LLP, 220 NW Skyline Blvd., Portland, OR 97210. Phone: (503) 291-6700 or (503) 956-8139. Sale #66025-287 April 9, 30