NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON
CHAPTER 61.24, ET.SEQ.
Grantor: John Welfringer
Grantee/Current beneficiary of the deed of trust: 1st Security Bank of Washington
Current trustee of the deed of trust: Rainier Trustee Services, Inc.
Current mortgage servicer of the deed of trust: 1st Security Bank of Washington
Reference number of the deed of trust: 202206070391
Abbreviated legal description: Unit 10923, Building B Northbridge Townhouses Phase III Tax Account No.: 900096-0120
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission
Telephone: Toll-free 1-877-894-HOME; (1-877-894-4663)
Website:
http://dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
The United States Department of Housing and Urban Development
Telephone: Toll-free 1-877-741-3281
Website: http://hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
http:/hud.gov/offices/hsg/sfh/hcc/hcs.cfm
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: Toll-free 1-888-201-1014
Website: http://nwjustice.org/what-clear
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, Rainier Trustee Services, Inc. will on January 24, 2025, at the hour of 10:00 a.m., outside the 2nd Floor Entry Plaza, County-City Building, 930 Tacoma Avenue S., Tacoma, WA 98402, in the City of Tacoma, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pierce, State of Washington, to wit:
UNIT 10923, BUILDING B, NORTHBRIDGE TOWNHOUSES PHASE III, A CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF RECORDED UNDER PIERCE COUNTY RECORDING NO. 9401240158 AND ANY AMENDMENTS THERETO, SAID UNIT IS LOCATED ON SURVEY MAPS AND PLANS RECORDED UNDER RECORDING NO. 9411040365 AND ANY AMENDMENTS THERETO, RECORDS OF PIERCE COUNTY, WASHINGTON.
SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON..
Tax Parcel No: 900096-0120
the postal address of which is more commonly known as:
10923 63RD St. E, Puyallup, WA 98372
which is subject to that certain Deed of Trust recorded under Pierce County Auditor’s File No. 202206070391. The Deed of Trust was granted by John W. Welfringer, a single man, as Grantor, to Fidelity National Title, as original Trustee, to secure an obligation in favor of 1st Security Bank of Washington, as beneficiary. 1st Security Bank of Washington is the current holders of the obligation secured by the above referenced Deed of Trust. II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears:
a. Failure to pay the following past due amounts, which are in arrears:
DEED OF TRUST Delinquent Payments Due
7 Delinquent Payments Due at
$2,140.69 each: (March 1, 2024 – September 1, 2024): $14,984.83
Bankruptcy Fees: $ 1,988.00
Accrued Late Charges: $ 1,520.48 Inspections $ 149.00
Less Suspense ($ 510.26)
TOTAL: $ 18,132.05*
* Plus applicable attorney’s fees and costs and foreclosure fees and costs
b. Default other than failure to make payment due:
N/A IV.
The sum owing on the obligation secured by the Deed of Trust is: Unpaid principal of $315,740.03, together with interest as provided in the note or other instrument secured from February 1, 2024; and such other advances, costs and fees as are due under the note or other instrument secured, and as are provided by statute. V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 24th day of January, 2025. The defaults referred to in paragraph III must be cured by the 13th day of January, 2025 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 13th day of January, 2025 (11 days before the sale date), the default(s) as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after the 13TH day of January, 2025 (11 days before the sale date), by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Trustee to the Borrower, Grantor, Guarantors and other interested parties at the following addresses:
John W. Welfringer IV
10923 63rd ST. E
Puyallup, WA 98372
Spouse of John W. Welfringer IV
10923 63rd ST. E
Puyallup, WA 98372
John William Welfringer IV
1317 W. Main Street
Centralia, WA 98531
Spouse of John William Welfringer IV
1317 W. Main Street
Centralia, WA 98531
Michael G. Malaier
Chapter 13 Trustee
5219 N.Shirley St, Suite 101
Ruston, WA 98407
Travis Gagnier
Law Offices of Travis Gagnier, Inc. P.S
P.O. Box 3949
Federal Way, WA 98063-3949
by both first class and certified mail on August 7, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on August 7, 2024, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting.
VII.
The Trustee whose name and address is set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale. X. NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
DATED: September 19, 2024 RAINIER TRUSTEE SERVICES, INC By:Thomas S. Linde,
President Rainier Trustee Services, Inc. c/o
SCHWEET LINDE &
ROSENBLUM, PLLC
575 S. Michigan Street Seattle, WA 98108 (206) 381-0125
IDX-1006758
December 26, 2024, January 15, 2025
